Retirement and pensions benefit

Please see our Benefits advice page for advice, guidance and assistance with the full range of welfare benefits. You can also use our Benefits calculator to find out how much Housing Benefit and Council Tax Benefit you may claim.

Directgov has a wealth of information that will help you plan for retirement and understand more about pensions and pension credit. Please use the links below to find out more.

Pension Credit

There are two different types of Pension Credit. Guarantee Credit is for those who have reached the minimum qualifying age. Savings Credit is for those aged 65 or over. Find out if you are entitled to Pension Credit and how and when to apply for this benefit.

Occupational or company pensions

Find out about the different types of company pensions (also known as occupational pensions) that are available. Get the information you need to help you decide whether you want to contribute towards your company pension, and what to do if you leave your company.

State Pension

The State Pension is a regular payment people can claim when they get to State Pension age. Most people build up some State Pension, but the amount they get varies. It's worth understanding how you build up State Pension and how much income it will give you in later life.