Managing your money

Universal Credit is paid as a single monthly payment. It will usually be up to you to pay your rent and bills for the month using this money.

You may be used to managing your money on a monthly basis, but if not you will need to make sure you can pay all your bills from this single payment. In most cases this will include paying your own rent and other housing costs.

Budgeting support

A range of support services are available to help you budget. You can talk to your work coach about the type of help you might need. Options could include an online service, advice sessions by phone, or face-to-face support.

If you want some help with managing your money, you can use the online Money Manager. This is a digital tool created by the Money Advice Service, which offers personalised money management advice.

Alternative payment arrangements

If you are having trouble managing your money whilst on Universal Credit you may be able to use an alternative payment arrangement. These are changes to the way that Universal Credit is paid that can help you to pay your bills and living costs.

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