Liverpool City Region Trading On Scheme

The government has provided Liverpool City Region Combined Authority with additional funding due to the impact of Covid-19 on the city region economy. This means each local authority will receive a small amount of funding to help businesses severely impacted by the pandemic.

The Additional Restrictions Grant (ARG) funding is being used for the ‘Trading on Scheme’ and will be administered by each local authority in the city region: Halton, Knowsley, Liverpool, Sefton, St Helens and Wirral. The Trading on Scheme budget allocated to Liverpool City Council is £2,592,501.84.

Who can apply?

The Trading on Scheme is for small to medium sized businesses and charities, based in Liverpool, who have been severely impacted as a result of Covid-19.

Businesses and charities that meet all the following criteria can apply:

  • Can accept the grant under Subsidy Control/State Aid rules.
  • Is viable and trading on or before 1st April 2021.
  • Employ globally between 10 and 249 Full Time Equivalents (FTE) working at least 35 hours per week and are on payroll (sub-contracted staff are not counted towards the headcount).
  • Is based and has commercial property-related costs in Liverpool and can evidence 2021 annual rental costs including service charges and annual business rates (where applicable).
  • Must demonstrate the business has been severely impacted as a result Covid-19. You must provide proof, for example, loss of turnover or income. A suitably qualified accounted must also verify this loss by completing the accountant's letter template (see 'before you apply').
Eligible businesses are limited to one grant for the whole business, not for each location. If you have more than one premises in the Liverpool City Region, you must apply to the Local Authority where the highest number of your full-time employees are based.

Who can’t apply?

Your business or charity is not eligible for this grant if any of the following apply:

  • You have received grant payments that, along with any grant funding that may be awarded under this scheme, exceed the maximum permitted levels of Subsidy Control.
  • You employ fewer than 10 full time equivalent staff or greater than 249 staff.
  • You cannot evidence loss via an accountant’s letter.
  • You are based in residential property.
  • You are a mobile businesses without commercial property-related costs.
  • You are advertising and billboard properties.
  • You are predominantly funded by the public sector (e.g. schools and other education providers, care homes, health care settings)
  • You are a place of worship (except organisations trading within these settings)
  • Your businesses is dissolved or about to be dissolved.
  • Your business is insolvent or has had insolvency action instigated against you, including any petition or subject to a striking off notice. (The records of each business and of each individual applying for a grant will be checked as part of the grant appraisal process.)
  • Your business is dormant, i.e. not trading but not insolvent.

Before you apply

You must submit the following information with your application:

  • Completed Accountant’s letter using the template provided, with supporting evidence, referencing key data from accounts, which will quantify the loss incurred by the business over the comparative period.
  • Last three months of full business bank statements showing all business transactions, containing name, address, full account number and sort code
  • Details of annual property costs (business rates bill/s for all premises occupied in the Liverpool City Region, copy of full signed lease agreement/s, rental/mortgage payments)
  • A recent utility bill (gas, electricity, water, broadband); please note mobile phone bills are not admissible.
  • Names and values of previous grants received during the Covid-19 pandemic.

Uploading files

The total files submitted with your application must not exceed 18MB. Exceeding this limit could result in a failed or incomplete application. 

If you are likely to exceed the file size limit, you may submit certain additional files (e.g. lease agreements) via email to once you have successfully completed the application form.  You must submit these by 5pm on Friday 10th December 2021 or your application will be deemed to have lapsed.   We would encourage you to submit files in Adobe PDF or MS Word format where possible. 

Before you start your application, please read the following information:

How to apply

You can apply online using the link below. Grants will not be dispersed on a 'first come, first served' basis.

You should only apply to this authority if:

  • your business is located in Liverpool or
  • most of your full-time employees are based in Liverpool if you have premises across other city region areas.

If this does not apply to your business, please apply via the appropriate local authority.

Read our privacy notice which tells you how we manage your data.

Apply for the Trading On Scheme

The application closing date is Friday 10th December at 5pm.

What happens next?

We will check and verify the information you provide in your application and share this with the government under the National Fraud Initiative (NFI). This will include checks with Companies House, Experian and the Insolvency Register. If you provide false or inaccurate information we will take appropriate legal action. Full details on how we use and store your information are included in the Terms and Conditions and Privacy Notice. Please read both before completing the self-declaration.

Successful applicants will be informed by email and the grant will be paid by BACS transfer within five working days of receiving notification.

If your application is not successful, we will contact you by email outlining the reasons why.

How much will I receive?

The final amount of grant awarded to each business under the “Trading On Scheme” will be determined by several factors, including:

  • the number of a business’s full-time equivalent staff working in Liverpool City Region.
  • the loss of turnover/income caused by COVID-19.
  • the total value of a business’s fixed annual commercial property costs in Liverpool City Region.
  • the total number of eligible applications received.

The grant value that an eligible business receives will depend on the number of applications and the relative scores of those applications.  However, it is expected that the minimum grant level will be around £5,000 and the maximum will be no more than £50,000.

A small number of applicants will mean that the grant values will generally be higher.  A large number of successful applicants means that grant values will be generally lower. Until all applications have been appraised it is impossible to confirm exactly what businesses will receive.  All businesses that meet the criteria are encouraged to apply.

How do I make enquiries?

For general enquiries about the Trading On Scheme, please email